23901 Calabasas Road
Calabasas, CA 91302

Calabasas Team

Houses Background

FHA Mortgage

Many first time homeowners are choosing to consider FHA insured loan programs which can permit an easier time to qualify for a mortgage loan with as little as 3.5% down payment limiting your upfront costs.

Learn more

Conventional Fixed Rate Mortgage

Conventional fixed rate loans are offered up to a 30 year term and are made available through government sponsored organizations known as Fannie Mae and Freddie Mac.  The fixed rate and payments are fixed for the life of the loan dependent upon the term selected.

Learn more

VA Home Mortgages

VA homes are available to help veterans, active duty military, National Guard, reservists, and surviving spouses to afford the homes they deserve.  The Department of the Veterans Affairs determines the eligibility dependent upon the length and type of service by the service member.  

Learn more

Adjustable Rate Mortgage (ARM)

ARM loan are loans based upon market indexes that become adjustable after a fixed rate period between 5, 7 or 10 years.  The interest rate could go up or down dependent upon the market factors.  Typically starting ARM rates can be lower than traditional fixed rate mortgages.

Learn more

Downpayment assistance icon

Downpayment Assistance

Are you a homeowner in search of the perfect home, but are confused about the different options available when it comes to home financing?

Learn more

About US info

About Us

GEM Mortgage, a division of Golden Empire Mortgage (GEM) is proud to hold ourselves as one of the most respected lenders in the mortgage industry for nearly 30 years.

Learn more

Loan Products icon

Loan Products

Contact one of our experienced Loan Professionals today to find out more about how GEM Mortgage can help choose the perfect home loan option for your financing needs.

Learn more

Contact us option icon

Didn't Find an Answer?

We know that it isn't easy to find your answers at once. Reach out to us by filling this form and we will reach back in 24 hours.

Learn more

Golden Empire Mortgage
NMLS ID:155468
Office: (818) 223-0900
23901 Calabasas Road Calabasas, CA 91302
Mortgage Calculators
  • How Much Will My Payment Be?
    Monthly Payment

    Calculate your monthly payment with applicable financial charges, PMI, hazard insurance, and property taxes.

  • Refinance Calculator

    Is your old APR (Annual Percentage Rate) too high? Estimate the benefits of refinancing using this calculator.

  • Affordability Calculator
    Affordability Calculator

    How much can you borrow from a lender? Use this calculator to calculate the amount you can afford from the lender's point of view.

What they're saying about GEM...

  • Holly was with us every step of the way. She answered every single question and was very generous with her time. She pushed all the paperwork through at lightning speed and helped us understand the entire process. I felt safe to ask any question that arose, and she never made us feel like a bother. I can not recommend her services highly enough, and if anyone I know buys, her name and number will
    Kasey L
  • I highly recommend Holly she is friendly professional and just a joy to work with. Thank goodness there is someone to make this experience a good one...
    Matthew W
  • Holly Litmanovich is a true Professional in the Mortgage business. Holly made our Refinance procedure painless. She was with us every step of the way. Any question, and there were many, she was right there to guide us through. We thank Holly for being Holly... Jerry and Sharyn Goldstein
    Jerald G


Apply Now Couple
Your needs meeting our expertise
Apply Now